UnF*ck Your Money
Most financial advice tells you WHAT to do.
UnF*ck Your Money explores how to do it when life, stress, fear, and overwhelm get in the way.
If information alone changed behavior, we’d all have perfect finances.
But we don’t.
Because we’re human.
We have nervous systems.
We have histories.
We have fears.
We have grief.
We have habits.
We have protective parts.
And those things show up in our bank accounts every day.
This podcast is for humans who know what to do but don’t do it. It’s about understanding what comes in their way.
Welcome to UnF*ck Your Money the podcast where overwhelmed high-achievers, overgivers, and anxious humans learn how to create a calmer, more empowered relationship with money, themselves, and life.
Hosted by Behavioral Finance Coach & Somatic Practitioner Nadine Zumot, this podcast explores the intersection of money, behavior, nervous systems, self-trust, emotional wellbeing, and the very human reasons we struggle to follow through on what we already know would help.
So if you've ever thought:
"I know what I should be doing with money, so why can't I seem to do it?"
you're in the right place.
Through honest conversations, practical tools, nervous-system-informed education, and deeply human storytelling, Nadine helps listeners understand the emotional and behavioral patterns driving financial anxiety, emotional spending, avoidance, burnout, overgiving, and self-sabotage, so they can build financial stability without shame, overwhelm, or hustle.
Because financial wellness isn’t just about numbers.
It’s about safety.
Capacity.
Self-trust.
And creating a life that actually feels spacious enough to enjoy.
Welcome. Enjoy the show. ♥️
UnF*ck Your Money
Paying Off $40K of Debt AND Saving $26K w/ Katie Pijanowski
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In this episode, we welcome back my friend and beloved client Katie Pijanowski!
Katie goes into detail about her journey of overcoming debt and changing her mindset around money.
Katie shares how she accumulated $68,000 of consumer debt and the challenges she faced in her relationship with money. With coaching and healing her relationship with money, Katie was able to stick with strategies such as the snowball method and zero-interest balance transfers to pay off her debt.
Katie also shares about her experience with a common pitfall that I see with everyone who is on a debt payoff journey and how she navigated her way around it.
Katie also shares about her seemingly counterintuitive decision to hire a money coach while paying off debt, and how money healing had many benefits to accelerate her journey and start earning (and keeping) more money.
Towards the end, Katie and I debunk the stigma around debt and credit cards, and talk about healing debt shame.
Episode Takeaways:
- Accumulating debt can be a result of misconceptions and unhealthy advice from the coaching industry.
- How Debt can create emotional heaviness that can have impacts on paying it off, and not accumulating it again.
- Paying off debt requires a money healing and intentional financial planning.
- Using strategies like the snowball method, zero-interest balance transfers and getting a better paid job can help accelerate debt repayment.
- How having a savings account while paying off debt provides a financial cushion and prevents reliance on credit cards.
- Building trust and security within yourself is crucial for financial healing and growth.
- Money healing can lead to a more abundant and fulfilling life, with the ability to set and achieve future money goals.
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Connect with Katie:
https://www.instagram.com/katiepijanowski/
https://www.katiepijanowski.com
⭐️ Next Steps:
Download my Somatic Money Meditation here.
If you’re struggling with money anxiety, emotional spending, financial avoidance, or feeling like your nervous system is constantly running your finances… and you want grounded, compassionate support creating a healthier and more empowered relationship with money, I offer introductory 1:1 Financial Wellness & Somatic Coaching sessions where we explore your money patterns, nervous system responses, emotional blocks, and practical next steps so you can build more clarity, self-trust, financial stability, and freedom in a way that actually feels sustainable. Book your session here.
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Was this helpful? I would be so grateful if you take a moment to subscribe/follow the show and leave a 5-Star Review.
To express my gratitude, I would love to gift you my Financial Freedom Starter Kit for leaving a 5-star review on Apple Podcasts or Spotify.
To receive your Financial Freedom Starter Kit, leave a review and send me a screenshot on Instagram via DM on https://www.instagram.com/nadinezumot/
~Podcast theme song by ...
